[1]陈晨.利率市场化对金融体系影响的国际经验与启示[J].金融教育研究,2013,(05):41-44.
　CHEN Chen.International Experiences and Implications of Interest Rate Liberalization's Impacts on the Financial System[J].,2013,(05):41-44.
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利率市场化对金融体系影响的国际经验与启示()
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《金融教育研究》[ISSN:1006-6977/CN:61-1281/TN]

卷:
期数:
2013年05期
页码:
41-44
栏目:
出版日期:
2013-10-31

文章信息/Info

Title:
International Experiences and Implications of Interest Rate Liberalization's Impacts on the Financial System
作者:
陈晨;
杭州科技职业技术学院,浙江杭州,311402
Author(s):
CHEN Chen
关键词:
利率市场化; 金融体系; 国际经验
Keywords:
interest rate liberalization;  financial system;  international experience
分类号:
F830
文献标志码:
A
摘要:
随着我国全面放开金融机构贷款利率管制,利率市场化即将进入存款利率市场化的关键阶段,利率市场化对金融体系的影响将越来越受到广泛的关注。文章梳理和分析美国、英国、日本、韩国、阿根廷等国的利率市场化历程,总结其中的经验和教训,以国际经验为启示,分析利率市场化可能对我国金融体系产生的影响,提出我国应构建多层次金融市场、完善金融监管、同步进行配套改革、建立存款保险制度、加快金融机构经营转型、提高间接宏观调控有效性等政策措施。
Abstract:
With the full liberalization of lending rates of financial institutions regulation,interest rate market will enter the final stage of deposit interest rate liberalization.The interest rate market's impacts on the financial system have been concerned widely.This paper reviews and studies interest rate liberalization process of the United States,Britain,Japan,South Korea,Argentina,and summarize experiences and lessons.As the implications of international experience,the impacts of interest rate liberalization on China's financial system are analyzed.Such policies as building a multi-level financial market,improving financial regulation,simultaneously supporting reforms,the establishment of a deposit insurance system,speeding up the operation transformation of financial institution and improving the effectiveness of indirect macro-control policies are proposed.

参考文献/References:

[1]张健华.利率市场化的全球经验[M].北京:机械工业出版社,2012.
[2]王家强,瞿亢.英国利率市场化发展、银行业应对策略及其启示[DB/OL].国研网,2012-10-08.
[3]李瑞红.利率市场化的国际经验及启示[N].上海金融报,2011-7-1(A13).

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更新日期/Last Update: 1900-01-01