[1]胡吉亚.我国共有产权房资产证券化研究[J].金融教育研究,2018,(01):3-7.
　HU Jiya.Research on the Assets Securitization of Co-ownership Houses in China[J].,2018,(01):3-7.
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我国共有产权房资产证券化研究()
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《金融教育研究》[ISSN:1006-6977/CN:61-1281/TN]

卷:
期数:
2018年01期
页码:
3-7
栏目:
金融理论探讨
出版日期:
2018-02-20

文章信息/Info

Title:
Research on the Assets Securitization of Co-ownership Houses in China
文章编号:
2095-0098(2018)01-0003-05
作者:
胡吉亚
中国社会科学院大学 经济学院,北京 102488
Author(s):
HU Jiya
School of Economics,University of Chinese Academy of Social Sciences,Beijing 102488,China
关键词:
共有产权房;  资产证券化;  SPV;  融资
Keywords:
co-ownership house;  assets securitization;  SPV;  financing
分类号:
F832.5
文献标志码:
A
摘要:
当前共有产权房已经在我国多座城市开始试点推广,取得了一定的成绩。但是,作为保障性住房的一类,融资渠道较为单一,资金缺口较大。文章在对共有产权房资产证券化可行性分析的基础上,构建共有产权房资产证券化框架,并设计共有产权房资产证券化具体操作流程,将证券化过程分为组建、发行和清算三个阶段九个步骤进行阐述。针对证券化过程中存在的问题,文章提出建立共有产权房资产证券化体系; 推动资产证券化立法; 加强监管,建立投资者保护机制等建议,拟为缓解当前共有产权房建设资金不足问题提供参考。
Abstract:
At present,the co-ownership house has been launched in many cities in China,and has achieved some success.However,as a kind of affordable housing,the financing channels are relatively single and the funding gap is relatively large.Based on the analysis of the feasibility of assets securitization of co-ownership house,this article constructs the asset securitization framework of common property rights house,and designs the concrete operational process of assets securitization of co-ownership house.The process of securitization is divided into three stages including nine steps:formation stage,distribution stage and liquidation stage.For the problems that exist in the process of securitization,this article puts forward some suggestions:establish a joint property securitization system for co-ownership house; promote asset securitization legislation; strengthen supervision; establish investor protection mechanism and so on.

参考文献/References:

[1]张巍,王磊,王佳丽.共有产权住房PPP融资模式应用研究[J].建筑经济,2015(6).
[2]中国房地产报.淮安模式:共有产权房的首创者[EB/OL].新浪网,2017-08-20.http://finance.sina.com.cn/china/2017-08-20/doc-ifykcqaw0289234.shtml.
[3]中国基金业协会.中基协:资产证券化规模1.26万亿同比增长增长了82.9%[EB/OL].中证网,2017-11月10日.http://www.cs.com.cn/tzjj/201711/t20171110_5563840.html.
[4]何俊辉.资产证券化的法律问题研究[EB/OL].国浩研究院,2009-06-24.http://www.grandall.com.cn/grandall-research-institute/legal-study/grandall-forum/9457.htm

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备注/Memo

备注/Memo:
收稿日期:2017-11-16
基金项目:国家社科基金重点项目“我国经济发展方式转型中的金融保障体系研究”(10AJL005)
作者简介:胡吉亚(1984-),女,安徽霍邱人,博士,讲师,主要研究方向为房地产金融和产业融资。
更新日期/Last Update: 2018-02-20