[1]佘思扬,杨莹.金融服务进村入社区工程实施情况调研报告——以南京地区为例[J].金融教育研究,2014,(02):82-88.
　SHE Siyang,YANG Ying.Project Implementation Research of Financial Services into the Villages and Communities——Taking Nanjing Area as an Example[J].,2014,(02):82-88.
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金融服务进村入社区工程实施情况调研报告——以南京地区为例()
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《金融教育研究》[ISSN:1006-6977/CN:61-1281/TN]

卷:
期数:
2014年02期
页码:
82-88
栏目:
出版日期:
2014-04-30

文章信息/Info

Title:
Project Implementation Research of Financial Services into the Villages and Communities——Taking Nanjing Area as an Example
作者:
佘思扬;杨莹;
南京审计学院金融学院,江苏南京,211815
Author(s):
SHE Siyang; YANG Ying
关键词:
农村金融; 金融服务; “进村入社区”工程; 实地调研
Keywords:
rural finance;  financial services;  “financial services into the villages and communities” project;  investigation
分类号:
F830.6
文献标志码:
A
摘要:
我国农村金融发展相对滞后,成为金融体系中最薄弱的环节。农村金融市场是一个不完全竞争市场,逆向选择和道德风险问题严重。构建完善的农村金融体系,有必要采取政府适当介入的方式来改善农村金融市场存在的缺陷、弥补市场的失灵。加大对农村金融政策的扶持力度,加强金融服务意识,结合农村实际情况改善推广、宣传方式,创新涉农金融服务产品。
Abstract:
China's rural financial development lags behind,which becomes the weakest link in the financial system.The rural financial market is an imperfect competition market,where adverse selection and moral hazard have become big problems.To construct a perfect rural financial system,it is necessary to take the way of the government appropriate intervention to improve the defects of rural financial market and make up for market failure.We should strengthen support for rural financial policies and financial service consciousness,in combination with the practical situation of the countryside to improve the promotion and the innovation of agriculture financial services products.

参考文献/References:

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[2]张寒阳.我国农村金融体系存在的问题及建议[J].金融管理,2011.
[3]郭功星,宋华,刘晒珍.金融创新对我国农村金融发展的启示[J].财金之窗,2010.
[4]申枫.农村金融需求对金融体系重构的影响[J].法制与经济,2012.
[5]冉光和,赵倩.中国农村金融制度效率的测度及其空问差异研究[J].农村经济,2012.
[6]欧海燕.以完善的农村金融体系破解金融二元结构[N].中国城乡金融报,2012-01-11.

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备注/Memo

备注/Memo:
江苏省大学生实践创新计划省级重点项目(201311287014Z)
更新日期/Last Update: 1900-01-01