[1]高勇,翟红,李铭,等.农村“三权”抵押贷款问题研究——基于安徽省宣城市的案例分析[J].金融教育研究,2014,(05):48-52.
　GAO Yong,ZHAI Hong,LI Ming.Research on Mortgage Problems of the“Three Rights”in China’s Rural Areas---Based on the Case Study of Xuancheng City,Anhui Province[J].,2014,(05):48-52.
点击复制

农村“三权”抵押贷款问题研究——基于安徽省宣城市的案例分析()
分享到：

《金融教育研究》[ISSN:1006-6977/CN:61-1281/TN]

卷:
期数:
2014年05期
页码:
48-52
栏目:
出版日期:
2014-10-31

文章信息/Info

Title:
Research on Mortgage Problems of the“Three Rights”in China’s Rural Areas---Based on the Case Study of Xuancheng City,Anhui Province
作者:
高勇;翟红;李铭;
中国人民银行宣城市中心支行,安徽 宣城,242000; 宁波职业技术学院,浙江 宁波,315800; 黑龙江长城律师事务所,黑龙江 哈尔滨,150025
Author(s):
GAO Yong; ZHAI Hong; LI Ming
关键词:
宅基地使用权; 土地经营权; 林权; 抵押贷款; Logistic回归; 抵押贷款意愿
Keywords:
homestead ownership;  land management right;  forest right;  mortgage;  logistic regression;  wishes
分类号:
F830.5
文献标志码:
A
摘要:
现行法律关于宅基地使用权、土地经营权、林权等农村"三权"抵押贷款的规定存在一定限制,在抵押物处置、评估手段等方面仍面临亟待解决的问题。安徽省宣城市在全国率先开展农村"三权"抵押贷款试点,为推进新型城镇化建设和社会主义新农村建设提供了有益经验。文章以宣城市243户农户的调查问卷为样本,通过Logistic回归模型分析影响农户参与农村"三权"抵押贷款意愿的各种因素,并就进一步推广"三权"抵押贷款提出有关法律政策建议。
Abstract:
In current law,the mortgage of the rural three rights( homestead ownership,land management right, and forest right,)has some limitations. There are still some prodlems crying out for solutions in collateral disposal mechanism and evaluation mechanism. Xuancheng is one of the first pilot cities in our country,it carries out mort-gage financing of rural three rights,provides precious experience for duilding a new socialist countryside and promo-ting the urdanization process. In addition,dased on the questionnaires of 243 farmers as sample data,this paper a-nalysis the various factors affecting farmers to participate in the mortgage of the“Three Rights”,and provides some policy recommendations for promoting the“Three Rights”mortgage.

参考文献/References:

[1]李成强.林权改革破解“三农”贷款担保难题:以宁国市为例[J].中国金融,2008(7).
[2]高对平,刘萍.农村金融制度中的信贷担保物:困境与出路[J].金融研究,2009(2).
[3]肖轶等.农户农村“三权”抵押贷款需求意愿及影响因素分析[J].中国农村经济,2012(9).
[4]王济川,郭志刚.Logistic回归模型-方法与应用[M].北京:高等教育出版社,2001.
[5]陶世祥.农村“三权”融通配套改革研究:以重庆为例[J].探索,2011(5).

更新日期/Last Update: 1900-01-01