[1]李建平.福建省担保行业的发展现状、问题及对策研究[J].金融教育研究,2012,(03):54-57.
　LI Jianping.The Status Quo, Problems, Countermeasures of Guaranty Industry in Fujian Province[J].,2012,(03):54-57.
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福建省担保行业的发展现状、问题及对策研究()
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《金融教育研究》[ISSN:1006-6977/CN:61-1281/TN]

卷:
期数:
2012年03期
页码:
54-57
栏目:
出版日期:
2012-05-01

文章信息/Info

Title:
The Status Quo, Problems, Countermeasures of Guaranty Industry in Fujian Province
作者:
李建平;
天津商业大学经济学院,天津,300134
Author(s):
LI Jianping
关键词:
担保行业; 中小企业; 福建省
Keywords:
guaranty industry;  small and medium- sized enterprise;  Fujian province
分类号:
F276.3
文献标志码:
A
摘要:
担保业是金融机构与中小企业之间的信用桥梁,以承担风险的方式改善中小企业难于获得贷款的困境。基于目前福建省担保业的现状,立足于服务于本省的中小企业,促进本省经济发展,应加强担保机构与金融机构的互利合作;建立担保机构信用评级制度;完善企业治理结构和内部管理制度;加强担保行业监管,规范发展担保机构。
Abstract:
Guaranty industry is a bridge of credit between the financial institutions and the SMEs. It improves the plight that the SMEs are difficult to obtain the loan by taking risks. Based on the status quo of the guaranty industry of Fujian province and in order to serve the SMES of Fujian province and promote the province＇s economic development, the guarantee agencies and financial institutions should strengthen mutually beneficial cooperation. And the government should set up the credit rating system, strengthen supervision of guaranty industry, and regulate the development of guarantee agencies. Moreover, for guaranty industry, improving the corporate governance structure and internal management system is essential.

参考文献/References:

[1]林娜.监管与扶持并重:论政府在融资性担保行业中的职责[J].福建省委党校学报,2011(3):26-31.
[2]陈秋明.论政策性担保公司治理结构的制度安排[J].现代财经,2010(7):42-46.
[3]银监会融资担保部.我国融资性担保机构运行与监管基本情况[J].中国农村金融,2010(12):25-27.
[4]顾海峰.后危机时代中小企业信用担保机构监管路径的重塑研究—基于担保机构内外部视角的监管路径[J].征信,2011(2):8-12.
[5]潘长风.《融资性担保公司管理暂行办法》对福建担保行业的影响[J].福建论坛(人文社会科学版),2010(8):126-129.

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　ZHANG Yin.The Financing Problem of SMEs-Implications from the Financial Supply Chain[J].,2014,(03):29.
[2]邹琪,刘锦虹,洪侃,等.科技型中小企业技术创新的对策研究[J].金融教育研究,2014,(02):53.
　ZOU Qi,LIU Jinghong,ZHONG Kan,et al.The Study on the Countermeasures of SME Technology Innovation[J].,2014,(03):53.

更新日期/Last Update: 1900-01-01