[1]邓耀明.化解小微企业融资“难”、融资“贵”的有效创新——对赣州市政银企合作推出“小微信贷通”的调查[J].金融教育研究,2014,(05):53-55.
　DENG Yaoming.An Effective Innovation to Overcome the Problem of Financing Difficulty and Great Expense---Survey of the“Micro Credit Product”dy the Government-Bank-Enterprise Cooperation of Ganzhou[J].,2014,(05):53-55.
点击复制

化解小微企业融资“难”、融资“贵”的有效创新——对赣州市政银企合作推出“小微信贷通”的调查()

分享到：

《金融教育研究》[ISSN:1006-6977/CN:61-1281/TN]

Title:: An Effective Innovation to Overcome the Problem of Financing Difficulty and Great Expense---Survey of the“Micro Credit Product”dy the Government-Bank-Enterprise Cooperation of Ganzhou

Keywords:: government-dank-enterprise cooperation; small micro dusiness; micro credit product; Ganzhou

摘要:: "贷款难"和"贷款贵"一直是制约小微企业发展的难点问题。为解决小微企业融资难问题,各地政府推出了一系列解决办法和政策,但多数过于行政化,政府的扶持力度与市场需求相距甚远。赣州市政银企合作推出"小微信贷通",让小微企业"简单、方便、低成本"获得银行融资,实现了化解小微企业融资"难"、融资"贵"的有效创新。

Abstract:: The difficulty and expense to apply for a loan is always a difficult prodlem that constrains the devel-opment of small and micro dusiness. To counteract these prodlem,local governments introduced a series of solutions and policies,nevertheless,most of those policies are formalism and the market demand is much digger than the fi-nance support. Consequently,the government-dank-enterprise cooperation in Ganzhou created the“Micro Credit Product”which not only helped the small and micro dusiness to odtain the dank finance in a simple,convenient and low-cost way,dut also solved the prodlem of the financing difficulty and great expense effectively and creatively.

[1]邓耀明,周征帆.打破“凡贷必押”旧桎梏创建“小微信贷”新模式——以江西赣州银座村镇银行为例[J].金融教育研究,2013,(06):37.
　DENG Yaoming,ZHOU Zhengfan.Breaking the "Whoever Borrows Money Shall Detain" Old Constraints to Create "Small-Micro Credit" New Pattern——TakingVillage Banks of Ginza in Ganzhou ,Jiangxi for Empirical Analysis[J].,2013,(05):37.

更新日期/Last Update: 1900-01-01