[1]王新玉,刘淑娥.农村金融诈骗风险防范与治理探析[J].金融教育研究,2017,(06):21-25.
　WANG Xinyu,LIU Shue.Analysis on the Prevention and Management of Rural Financial Fraud[J].,2017,(06):21-25.
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农村金融诈骗风险防范与治理探析()
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《金融教育研究》[ISSN:1006-6977/CN:61-1281/TN]

卷:
期数:
2017年06期
页码:
21-25
栏目:
出版日期:
2017-12-01

文章信息/Info

Title:
Analysis on the Prevention and Management of Rural Financial Fraud
作者:
王新玉;  刘淑娥
1.中央财经大学 经济学院,北京 100081; 2.北京财贸职业学院 金融学院,北京 101101
Author(s):
WANG Xinyu;  LIU Shu’e
1.School of Economics,Central University of Finance and Economics,Beijing 10081,China; 2.School of Finance,Beijing College of Finance and Commerce,Beijing 101101,China
关键词:
农村金融诈骗;  风险防范与治理;  互联网金融
Keywords:
rural financial fraud;  risk prevention and management;  internet finance
分类号:
F830
文献标志码:
A
摘要:
随着农村居民收入提高和农村金融的蓬勃发展,农村金融诈骗风险日趋严重。农村金融诈骗会对农村居民、金融机构、金融行业甚至整个国家的经济运行造成危害。很多经营不规范公司向农村转移,农村居民金融理财渠道相对匮乏,农村金融监管权责不清晰,农村居民金融风险防范意识薄弱等是农村金融诈骗高发的原因。因此,应通过采用严厉打击金融诈骗犯罪,鼓励传统金融机构金融下乡,鼓励正规互联网金融公司扶持三农,加强农村金融监管,提高农村居民金融知识普及等措施防范和治理农村金融诈骗风险。
Abstract:
With the increase of rural residents’ income and the vigorous development of rural finance,the risk of rural financial fraud is becoming more and more serious.Rural financial fraud can harm the rural residents,financial institutions,financial industries and even the economic operation of the whole country.The reasons of high incidence of rural financial fraud include:many illegal enterprises transferring to the rural areas,the financial financing channels of rural residents are relatively scarce,the responsibility for rural financial supervision is not clear,rural residents’ financial risk prevention are weak and so on.Therefore,it is necessary to prevent and control the risk of rural financial fraud by adopting measures to crack down on financial fraud; encouraging traditional financial institutions to finance the countryside; encouraging regular internet financial companies to support agriculture,rural areas and farmers; strengthening rural financial supervision; and enhancing the popularization of rural residents’ financial knowledge.

参考文献/References:

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备注/Memo

备注/Memo:
收稿日期:2017-09-05基金项目:北京市教委人文社科计划面上项目“京津冀协同发展下城市群金融密度时空差异分析”(SQSM201751638005)作者简介:王新玉(1981-),女,山东淄博人,博士研究生,讲师,研究方向为金融经济、人力资本; 刘淑娥(1975-),女,山东济宁人,经济学博士,副教授,研究方向为金融经济、国际金融。
更新日期/Last Update: 1900-01-01