[1]孙睿智.内蒙古半农半牧区高利贷问题分析——以翁牛特旗为例[J].金融教育研究,2016,(02):32-36.
　SUN Ruizhi.The Analysis of the Usury Problems in Semi-Agricultural and Semi-Pasturing Areas of Inner Mongolia——Based on the Onnuud[J].,2016,(02):32-36.
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内蒙古半农半牧区高利贷问题分析——以翁牛特旗为例()
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《金融教育研究》[ISSN:1006-6977/CN:61-1281/TN]

卷:
期数:
2016年02期
页码:
32-36
栏目:
出版日期:
2016-05-01

文章信息/Info

Title:
The Analysis of the Usury Problems in Semi-Agricultural and Semi-Pasturing Areas of Inner Mongolia——Based on the Onnuud
作者:
孙睿智
内蒙古大学,内蒙古 呼和浩特 010021
Author(s):
SUN Ruizhi
Inner Mongolia University,Hohhot,Inner Mongolia 010021,China
关键词:
翁牛特旗;  高利贷;  民间借贷
Keywords:
Onnuud;  usury;  private lending
分类号:
F830.5; F127
文献标志码:
A
摘要:
翁牛特旗是我国内蒙古东部牧区城乡之间高利贷频发的典型地区,文章通过对银行贷款和民间高利贷的放贷条件及利率等情况进行对比分析,得出该地区高利贷盛行的原因及其产生的现实影响,并提出建立健全的民间借贷备案制度; 加强金融监管及健全法律规范; 完善农牧地区金融组织的发展等建议。
Abstract:
Onnuud lies in the eastern part of our country,it is a typical region which usury cases happen frequently between rural and urban areas.This paper made a detailed contrastive analysis about the lending conditions and interest rates between the bank loan and the folk usury,put forward the reason of usury prevailed and its practical impact; and also came up with some suggestions such as:establish and perfect the folk lending register system; reinforce financial regulation and perfect rules and regulations; consummate the regional financial organizations' development of agriculture and pasture region.

参考文献/References:

[1]李伟毅,杨欣.解决农村民间高利贷问题之管见[J].工作研究,2001(1).
[2]刘万福,郭彩玲.关于民间借贷涉高利贷案件的思考[J].中国律师,2014(1).
[3]陈忠阳,刘志洋.高利贷问题反思——风险管理的视角[J].黑龙江社会科学,2015(2).
[4]何广文.从农村居民资金借贷行为看农村金融抑制与金融深化[J].中国农村经济,1999(10).

更新日期/Last Update: 1900-01-01