[1]张代军,何慧凌.保险资金参与地方保障房建设制度设计的探讨——以浙江省保障性住房建设为例[J].金融教育研究,2014,(01):35-40.
 ZHANG Daijun,HE Huiling.Discussion on Insurance Funds Involved in the Local Affordable Housing Construction[J].,2014,(01):35-40.
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保险资金参与地方保障房建设制度设计的探讨——以浙江省保障性住房建设为例()
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《金融教育研究》[ISSN:1006-6977/CN:61-1281/TN]

卷:
期数:
2014年01期
页码:
35-40
栏目:
出版日期:
2014-02-28

文章信息/Info

Title:
Discussion on Insurance Funds Involved in the Local Affordable Housing Construction
作者:
张代军;何慧凌;
浙江财经大学,浙江杭州,310018
Author(s):
ZHANG Daijun; HE Huiling
关键词:
保险资金地方保障房公共租赁房风险管理资金退出机制
Keywords:
insurance funds local affordable housing public rent housing risk management funds exit mechanism
分类号:
F842.4
文献标志码:
A
摘要:
保障房建设所具有的低风险和收益稳定的特点,符合当前保险资金资产负债配置的需要。保险资金介入地方保障房建设有助于降低保险资金投资收益对资本市场的依赖程度,规避因资本市场的波动所带来的风险。出于对投保人利益以及保险资金安全的考虑,监管机构应加强对保险公司投资保障性住房的引导和规整。保险公司应建立健全保险资金投资保障房建设的风险管理机制,加强保险公司介入保障房建设融资资金的退出机制构建。
Abstract:
Affordable housing construction has the characteristics of low risk and stable incomes,in line with the needs of current assets and liabilities allocation of insurance funds.Insurance funds involved in local affordable housing construction can help to reduce the degree of insurance funds investment income dependence on the capital market,avoid the risks caused by the capital markets fluctuations.Out of consideration for the interests of policyholders and insurance funds safety,regulatory agencies should strengthen the guidance and structure of insurance companies investing in affordable housing.Insurance companies should establish a sound risk management system of insurance funds' invest in affordable housing construction,strengthen the establishment of exit mechanism of insurance funds involved in affordable housing construction.

参考文献/References:

[1]王 钢,杨 菡,包琼.我国保险业投资新政对金融业的影响[J].西部金融,2013(1).
[2]巴曙松,牛播坤,杨现领.保障房制度建设:国际经验及中国的政策选择[J].财政研究,2011(12).
[3]王 勋,王 健.完善制度建设支持保障性住房发展[J].金融发展评论,2010(10).
[4]张代军,何慧凌.保险资金介入保障房建设的退出机制研究[J].上海保险,2013(9).
[5]祁文昭.关于保险资金不动产投资中风险管理的几点思考[J].青年与社会,2013(5).

相似文献/References:

[1]张代军,何慧凌.保险资金介入保障房建设的退出机制研究[J].金融教育研究,2013,(05):16.
 ZHANG Daijun,HE Huiling.Exit Mechanism of Insurance Funds Involved in the Affordable Housing Construction[J].,2013,(01):16.

备注/Memo

备注/Memo:
浙江省科技厅软科学项目:保险资金参与浙江省地方保障房建设融资模式与运行机制研究(2012C35034); 浙江省社科联一般研究课题:保险资金参与地方保障房建设制度设计与运行机制研究(2012N074)
更新日期/Last Update: 1900-01-01