[1]蔡晓阳.对我国民间借贷的思考[J].金融教育研究,2012,(01):35-39.
 CAI Xiaoyang.Thinking about Regulating Private Lending[J].,2012,(01):35-39.
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对我国民间借贷的思考()
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《金融教育研究》[ISSN:1006-6977/CN:61-1281/TN]

卷:
期数:
2012年01期
页码:
35-39
栏目:
出版日期:
2012-01-31

文章信息/Info

Title:
Thinking about Regulating Private Lending
作者:
蔡晓阳;
江西师范大学商学院,江西南昌,330022
Author(s):
CAI Xiaoyang
关键词:
民间借贷经济影响规范发展
Keywords:
private lending economic impact regulated development
分类号:
F832.39
文献标志码:
A
摘要:
近年来,在央行不断缩紧银根,实施稳健货币政策的宏观背景下,我国一些地区民间借贷日益活跃,并且其规模和利率几近"疯狂",甚至一些银行的信贷资金也没有进入实体经济,而是违规进入民间借贷市场,民间借贷风险日益凸现。因此,为稳定经济发展,建设和谐社会,规范民间借贷,促进民间借贷有序发展就显得非常重要。文章提出应从完善民间借贷相关法律法规;加大民间借贷机构的建设力度;加强对民间借贷的监管;引导民间资金从投机转向投资等方面给予规范。
Abstract:
In recent years, as the Central Bank endeavors to tighten money supply, in order to execute steady monetary policies ,the private lending is increasing rapidly in several regions in China ,with the extent almost "crazy" in its sizes and rates. As result, some bank credit funds are drawn from the real economy and illegally enter the private lending market instead, thus accelerating risk in private lending. Therefore, in order to stable economic development and build a harmonious society, it is very important to regulate private lending and promote its orderly development. This paper deals with problems that perfect loan - related laws and regulations; it proposes to set up in- stitutions to govern the private lending and guide the private funds form pure speculation to reasonable investment under control.

参考文献/References:

[1]杨 璇.关于激活我国民间资本研究的文献综述[J].现代商业,2010(30).
[2]厉以宁.合理引导民间资本流向[J].新世纪领导者,2010(7).
[3]叶 茂,张志远.当今中国民间借贷现状研究[J].硅谷时代,2009(11).
[4]陈飞翔,龙玉国.温州民间借贷研究[J].中国证券期货,2010(3).

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[1]陈正江.民间借贷与非法集资交叉案件裁判研究[J].金融教育研究,2013,(05):22.
 CHEN Zhengjiang.Private Loan and Illegal Fund-Raising Cases'Referee Research[J].,2013,(01):22.

更新日期/Last Update: 1900-01-01