[1]张毅.钱荒现象与农村合作银行信贷运行的风险控制[J].金融教育研究,2013,(06):27-29.
　ZHANG Yi.Risk Control of Rural Cooperative Bank Credit Operation of Money Shortage Situation[J].,2013,(06):27-29.
点击复制

钱荒现象与农村合作银行信贷运行的风险控制()
分享到：

《金融教育研究》[ISSN:1006-6977/CN:61-1281/TN]

卷:
期数:
2013年06期
页码:
27-29
栏目:
出版日期:
2013-12-31

文章信息/Info

Title:
Risk Control of Rural Cooperative Bank Credit Operation of Money Shortage Situation
作者:
张毅;
浙江上虞农村合作银行,浙江上虞,312300
Author(s):
ZHANG Yi
关键词:
钱荒; 货币供应量; 金融异化; 风险控制; 信贷资产
Keywords:
money shortage;  money supply;  financial differentiation;  risk control;  credit assets
分类号:
F830.58
文献标志码:
A
摘要:
2013年6月以来,全国商业银行流动性风险加剧,"钱荒"现象席卷全国。各银行间的传统业务竞争更趋激烈,揽存抢钱苗头显现。本轮"钱荒"是多重因素相互作用、效力叠加的结果。钱荒折射出金融的异化。农合行要强化自身抵御各种风险的能力,从强化流动性风险管控、合理配比资产负债结构、强化信贷结构调整,加强票据业务自查、区别对待新进客户授信四个方面入手,做好信贷运行风险控制,确保信贷资产的安全。
Abstract:
Since June 2013,the phenomenon of money shortage is across the country.This paper analyses the reason of money shortage,upon which it explores the rural cooperative bank as a local economic mainstay for money shortage situation,strengthening liquidity risk management,a reasonable proportion of assets and liabilities structure,credit structure adjustment,bills' business self-examination,differentiated credit new customers in four aspects,good credit risk control.The paper puts forward countermeasures and suggestions.

相似文献/References:

[1]梁彩红,张赓.基于VAR模型的我国外汇储备、货币供应量与信贷规模关系研究[J].金融教育研究,2014,(02):8.
　LIANG Caihong,ZHANG Geng.The Study of the Relationship of Foreign Exchange Reserves, Money Supply and Credit Scale Based on the VAR Model[J].,2014,(06):8.

更新日期/Last Update: 1900-01-01