[1]钟广炎,谢奇超.对农村筹建商业性小额贷款公司的构想[J].金融教育研究,2013,(01):29-33.
　ZHONG Guangyan,XIE Qichao.The Formulation of Commercial Microfinance Companies in Rural Areas[J].,2013,(01):29-33.
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对农村筹建商业性小额贷款公司的构想()
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《金融教育研究》[ISSN:1006-6977/CN:61-1281/TN]

卷:
期数:
2013年01期
页码:
29-33
栏目:
出版日期:
2013-01-31

文章信息/Info

Title:
The Formulation of Commercial Microfinance Companies in Rural Areas
作者:
钟广炎;谢奇超;
江西农业大学经济管理学院,江西南昌,330045; 赣州银行昌南支行,江西南昌,330000
Author(s):
ZHONG Guangyan; XIE Qichao
关键词:
农村金融市场; 小额信贷; 民间资金; 三农; 市场定价; 还款方式
Keywords:
rural financial market;  microfinance;  private funding;  tri-agricultural problems;  market pricing;  methods of repayment
分类号:
F830.34
文献标志码:
A
摘要:
我国农村小额信贷市场的供求矛盾突出,筹建农村商业性小额贷款公司具有必要性、紧迫性和可行性。设立农村商业性小额贷款公司,能集中民间资金,规范民间借贷市场,有效地解决三农、中小企业融资难的问题。政府如能适当给予小额贷款公司税收利息优惠和补贴,支持其在农村金融市场扎根发展,适当放开政策,将会促进商业性小额信贷公司成立与发展,加快形成适应我国农村经济发展的多元化农村金融市场。
Abstract:
The contradiction between the supply and the demand is outstanding in China's rural microfinancial market,so it is necessary,urgent and feasible to set up commercial microfinance companies in rural areas.These companies can concentrate folk capital,regulate the folk lending market,solve problems in agriculture,countryside and farmers effectively,and relieve the pressure of small and medium-sized enterprises' financing.If the government can appropriately give microfinance companies interest tax breaks and subsidies,support their settlement and development in the rural financial market,and implement the opening-up policy,it will promote the establishment and development of the commercial microfinance companies,and help to speed up the formation of the rural financial market which adapts to the diversification of China's rural economic.

参考文献/References:

[1]黄月冬,赵静芳.当前民间借贷的特点、风险及对策[J].金融发展研究,2008(03).
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更新日期/Last Update: 1900-01-01