[1]徐 临,贺彩萌,姚晓琳.京津冀地区城市商业银行运行效率测度的研究[J].金融教育研究,2016,(06):48-51.
 XU Lin,HE Caimeng,YAO Xiaolin.Research on the Measurement of Operational Efficiency of City Commercial Banks in Beijing-Tianjin-Hebei Region[J].,2016,(06):48-51.
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京津冀地区城市商业银行运行效率测度的研究()
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《金融教育研究》[ISSN:1006-6977/CN:61-1281/TN]

卷:
期数:
2016年06期
页码:
48-51
栏目:
出版日期:
2016-12-01

文章信息/Info

Title:
Research on the Measurement of Operational Efficiency of City Commercial Banks in Beijing-Tianjin-Hebei Region
作者:
徐 临 贺彩萌 姚晓琳
河北经贸大学 金融学院,河北 石家庄 050000
Author(s):
XU Lin HE Caimeng YAO Xiaolin
School of Finance,Hebei University of Economics and Business,Shijiazhuang,Hebei 050000,China
关键词:
城市商业银行 DEA 社区银行 联合支付软件 运行效率
Keywords:
city commercial bank DEA community bank joint payment software operation efficiency
分类号:
F830.33
文献标志码:
A
摘要:
根据2010-2014年京津冀地区城市商业银行数据样本,利用DEA以及Malmquist生产率指数分析城市商业银行的运行效率以及全要素生产率变动。分析结果表明,虽然京津冀地区城市商业银行的运行效率呈上升趋势,但规模效率和纯技术效率都是制约银行运行效率提高的主要因素。而从Malmquist生产率指数分析中发现,虽然其技术效率变化相对上升,但不足以弥补技术变化的衰退,使得全要素生产率变动下降。应合理控制规模、提高风险管理能力,在互联网金融领域进行创新,以提高京津冀地区城市商业银行运行效率,加快经济一体化。
Abstract:
Based on the data samples of city commercial banks in Beijing-Tianjin-Hebei region from 2010 to 2014,this paper used DEA and Malmquist productivity indices to analyze the operational efficiency and total factor productivity of city commercial banks.The results show that the operational efficiency of city commercial banks in Beijing,Tianjin and Hebei is on the rise,but the scale efficiency and pure technical efficiency are the main factors which restrict the operational efficiency of bank.From the Malmquist productivity index analysis,although the change of technical efficiency is relatively rising,it is not enough to make up for the decline of technological change,and it also bring down the total factor productivity.By rationally controlling the scale,improving risk management capabilities,and innovating in the field of Internet finance,we can improve the commercial banks operating efficiency in Beijing-Tianjin-Hebei region,and speed up economic integration.

参考文献/References:

[1]伍伟,李丹,王涛.基于DEA和Malmquist生产效率指数的商业银行效率分析[J].财会月刊,2015(27):82-85.
[2]李广子,刘明磊,李玲.不良贷款约束下中小银行全要素生产率及其收敛性[J].金融评论,2014(3):63-79.
[3]李鸣迪.基于DEA方法的我国城市商业银行效率实证研究[J].上海金融,2015(12):106-108.
[4]Ana Lozano Vivas.Efficiency and technical change for Spanish banks[J].Applied Financial Economics,1998,8(3).
[5]P Alessandrini.Banks,distance and firms’ financing constraints[J].Social Science Electronic Publishing,2009,13(2):261-307.

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备注/Memo

备注/Memo:
收稿日期:2016-9-16作者简介:徐 临(1970-),男,山东临清人,副教授,博士,主要研究方向为区域金融和风险管理; 贺彩萌(1992-),女,河北邯郸人,硕士研究生,研究方向为区域金融和风险管理; 姚晓琳(1991-),女,河北石家庄人,硕士研究生,研究方向为区域金融和风险管理。
更新日期/Last Update: 1900-01-01