[1]冉 俊.构建适合我国国情的金融申诉专员制度[J].金融教育研究,2016,(06):21-26.
　RAN Jun.Constitute Financial Ombudsman Institution Suitable for Our National Situation[J].,2016,(06):21-26.
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构建适合我国国情的金融申诉专员制度()
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《金融教育研究》[ISSN:1006-6977/CN:61-1281/TN]

卷:
期数:
2016年06期
页码:
21-26
栏目:
出版日期:
2016-12-01

文章信息/Info

Title:
Constitute Financial Ombudsman Institution Suitable for Our National Situation
作者:
冉 俊
中国人民银行 亳州市中心支行,安徽 亳州 236800
Author(s):
RAN Jun
the Central Branch of Bozhou,PBC,Bozhou,Anhui 236800,China
关键词:
金融消费纠纷;  金融申诉专员制度;  FOS机构;  立法路径
Keywords:
financial consumer disputes;  Financial Ombudsman Institution;  FOS institution;  ways for legislation
分类号:
F831.1
文献标志码:
A
摘要:
我国传统的金融诉讼纠纷解决方式存在局限性。“调解+裁决”机制试点运行中的困境、我国法律政策取向和金融消费纠纷解决现实需要,使引入国外金融申诉专员制度具有必要性和可行性。这种新兴的社会化纠纷解决机制,以其补充价值、实践价值、效率价值在国外已得到广泛运用。在对英国、新加坡和中国台湾的样本考察,以及我国引入金融申诉专员制度现状分析的基础上,从机构设置、受案管辖、费用分担、处理程序、法律效力等方面,提出了构建我国金融申诉专员制度的基本框架及其法治保障路径。
Abstract:
There are limitations in our traditional Financial Lawsuit Dispute Resolution.It is necessary and practical to bring in foreign Financial Ombudsman Institution owing to the difficulty of Mediation and Ruling Mechanism’s pilot,the orientation of our legal policy,the practical need of finance consumer dispute resolution.The complement value,practice value and efficiency value of this new socialization dispute resolution mechanism is widely used abroad.I put forward constituting Financial Ombudsman Institution’s basic framework and legal mechanism in terms of institution setting,jurisdictional limits,cost sharing,processing program and legal effect,which is based on investigating the sample of England,Singapore and Taiwan,China and analyzing the current situation of our country bringing in financial ombudsman institution.

参考文献/References:

［1]任梦奇.国际金融申诉专员服务公司的运行模式及启示[J].西北金融,2015(8):28-30.
［2]郭新明.借鉴金融申诉专员制度提升金融消费权益保护水平[N].金融时报,2016-2-15(3).
［3]刘怡琳.金融申诉专员制度的本土化建议[J].大连海事大学学报,2015(3):73-79.
［4]杨东.金融申诉专员制度之类型化研究[J].法学评论,2013(4):77-83.
［5]孔健.论金融申诉专员机构的法律角色定位[J].经济与社会发展,2012(1):64-67.

备注/Memo

备注/Memo:
收稿日期:2016-05-30作者简介:冉 俊(1976-),男,安徽阜阳人,经济师,硕士研究生,主要研究方向为金融法
更新日期/Last Update: 1900-01-01