[1]张 曜.互联网金融创新合同风险的规制路径与建议[J].金融教育研究,2016,(03):20-27.
 ZHANG Yao.The Regulation Path and Recommendations of Internet Financial Innovation Contract Risks[J].,2016,(03):20-27.
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互联网金融创新合同风险的规制路径与建议()
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《金融教育研究》[ISSN:1006-6977/CN:61-1281/TN]

卷:
期数:
2016年03期
页码:
20-27
栏目:
出版日期:
2016-07-01

文章信息/Info

Title:
The Regulation Path and Recommendations of Internet Financial Innovation Contract Risks
作者:
张 曜
华东政法大学 国际金融法律学院,上海200042
Author(s):
ZHANG Yao
School of International Financial Law,East China University of Politics and Law,Shanghai 200042,China
关键词:
互联网金融创新合同风险公权力
Keywords:
internet financial innovationcontract riskspublic power
分类号:
F832.1
文献标志码:
A
摘要:
金融脱媒效应和传统互联网金融领域的规范化使得互联网金融创新领域成为合同风险的高发区域,互联网金融创新的合同风险目前主要表现为合同无效风险、政策指向风险和合同条款效力瑕疵风险。在市场自律机制和立法、司法机制失效的情形下,公权力以适当方式介入互联网金融创新监管,通过对传统格式合同领域和互联网金融领域监管机制的建立或完善,能够有效降低金融创新带来的交易风险。
Abstract:
Financial disintermediation effects and the standardization of traditional internet finance area makes the internet financial innovation becomes a high risk area of commercial contracts.Contract risks of internet finance innovation is mainly consist of contract avoided risks,policy risks and the risks of contractual terms severability.The market self-regulatory mechanisms and legislative,judicial mechanisms lose efficacy,in this case,the public power should intervene internet financial innovation in proper manner;through the establishment or the perfection of the regulatory system of traditional format contract and internet financial,it could reduce the transaction risks caused by financial innovation effectively.

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备注/Memo

备注/Memo:
收稿日期:2015-04-05基金项目:华东政法大学研究生一等资助学术项目“互联网金融规制的合同路径”(2016-4-008);上海市法制办与阿里巴巴集团课题项目“互联网金融域内外判例”作者简介:张曜(1994-),男,河南邓州人,硕士研究生,主要研究方向为国际金融法。
更新日期/Last Update: 1900-01-01