[1]郭依苗,董继刚.我国农村商业银行竞争力评价的实证分析[J].金融教育研究,2015,(02):39-45.
 GUO Yimiao,DONG Jigang.An Empirical Analysis on Competitiveness Evaluation of Chinese Rural Commercial Banks[J].,2015,(02):39-45.
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我国农村商业银行竞争力评价的实证分析()
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《金融教育研究》[ISSN:1006-6977/CN:61-1281/TN]

卷:
期数:
2015年02期
页码:
39-45
栏目:
出版日期:
2015-03-31

文章信息/Info

Title:
An Empirical Analysis on Competitiveness Evaluation of Chinese Rural Commercial Banks
作者:
郭依苗 董继刚
山东农业大学 经济管理学院,山东 泰安 271018
Author(s):
GUO Yimiao DONG Jigang
School of Economics and Management,Shandong Agricultural University,Tai'an,Shangdong 271018,China
关键词:
农村商业银行 竞争力 因子 聚类
Keywords:
rural commercial banks competitive strength factor analysis cluster analysis
分类号:
F832
文献标志码:
A
摘要:
我国农村商业银行作为农村金融的主力军,为三农发展贡献了巨大力量。在利率市场化背景下,如何进一步提高自身竞争力以应对激烈的金融竞争,成为各家农村商业银行亟待解决的问题。文章首先运用因子分析法得出样本农村商业银行的竞争力排名,然后运用聚类分析法对其归类分析,最后对提升农村商业银行竞争力给出相应建议。
Abstract:
China's rural commercial banks,as the main force of rural financial institution,have made great contribution for the development of "agriculture,countryside,and farmers".Against the background of the interest rate market,how to further improve their competitiveness in order to cope with the fierce competition become a serious problem.This paper uses factor analysis to obtain samples of rural commercial bank competitiveness rankings; then also uses cluster analysis to categorize analysis; finally,this paper gives some appropriate recommendations to enhance the competitiveness of rural commercial banks.

参考文献/References:

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[2]吴建亚.现阶段我国农村商业银行的市场定位和发展战略[J].金融论坛,2004(08):57-61.
[3]许朝兵,刘连卿,赵丽敏.专职队伍、专业清收、专业效果——莘县农村信用合作社不良资产集中管理成效初显[N].金融论点,2008-05-01.
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[5]Franco,Varetto.Genetic Algorithms Applications in the Analysis of Insolvency Risk.Journal of Banking and Finance,1998(22):1421-1439.

备注/Memo

备注/Memo:
收稿日期:2014-12-15 作者简介:郭依苗(1987-),女,山东枣庄人,山东农业大学硕士研究生,研究方向为货币理论与政策。
更新日期/Last Update: 1900-01-01